07/09/26
Owning an investment property and understanding how it is performing are not necessarily the same thing. Property values can rise while cash flow deteriorates, or rental income can increase while higher interest and ownership costs affect the overall result. Property investment is significant in Australia. Recent Reserve Bank of Australia (RBA) analysis estimates around 3.3 […]
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02/09/26
Building wealth is sometimes associated with earning a very high income. In reality, income is only one part of a much broader financial picture that contributes to your wealth. For Australians earning under $100,000, factors such as spending, debt, savings, superannuation, investment returns and time can all influence longer-term financial outcomes. Importantly, earning under $100,000 […]
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20/08/26
For many Australians, 2026 has continued the financial balancing act that began several years ago. While inflation has eased from its recent peaks, the cost of everyday essentials remains significantly higher than many households became accustomed to before 2022. At the same time, interest rates, housing costs and ongoing global uncertainty continue to influence household […]
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15/07/26
For Australians with money left over after regular expenses, deciding whether to make additional mortgage repayments or invest can involve several competing considerations. There is no universally preferable approach, and the possible outcomes depend on a variety of factors that are personal to you. Such things as interest rates, taxes, investment performance, time frames, current […]
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14/07/26
When people think about retirement, it’s easy to imagine it’s something to worry about “later.” But the truth is, the earlier you start planning, the more options you’ll have when the time comes to step away from work. One of the biggest advantages Australians have is the superannuation system. While compulsory employer contributions provide a […]
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