23/10/26
For many Australians, reaching $1 million in superannuation represents a significant financial milestone. But does having a seven-figure super balance necessarily mean a comfortable retirement? Interest rates have changed significantly this year. On 29 September 2026, the Reserve Bank of Australia (RBA) increased the cash rate by 0.25 percentage points to 4.60%. This was the […]
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09/10/26
For Australians considering buying a home, affordability in 2026 involves much more than having enough for a deposit. Property prices, interest rates, borrowing capacity and ongoing household expenses can all influence how affordable home ownership may be. Interest rates have changed significantly this year. On 29 September 2026, the Reserve Bank of Australia (RBA) increased […]
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01/10/26
Buy Now Pay Later (BNPL) has become a common way for Australians to spread purchases across a series of payments. Although many services are promoted as interest-free, BNPL is still a form of credit and can have financial implications beyond the original purchase price. The Reserve Bank of Australia (RBA) reported that Australian BNPL transactions […]
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07/09/26
Owning an investment property and understanding how it is performing are not necessarily the same thing. Property values can rise while cash flow deteriorates, or rental income can increase while higher interest and ownership costs affect the overall result. Property investment is significant in Australia. Recent Reserve Bank of Australia (RBA) analysis estimates around 3.3 […]
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02/09/26
Building wealth is sometimes associated with earning a very high income. In reality, income is only one part of a much broader financial picture that contributes to your wealth. For Australians earning under $100,000, factors such as spending, debt, savings, superannuation, investment returns and time can all influence longer-term financial outcomes. Importantly, earning under $100,000 […]
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